Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

Six credit score myths - busted

/ Credit File

Our financial wellbeing has a significant impact on our physical and mental health – and yet few of us take the time to do a proper warrant of fitness check on our credit worthiness. Knowing your credit score, understanding it, and checking it regularly is a critical part of staying in shape financially. With that in mind, we thought it was timely to bust some of the myths that surround credit scores to help you on your way to becoming more financially fit.

COVID + Credit: Protecting yourself and your credit file

/ Credit File

The Covid-19 crisis is affecting many aspects of our lives, and protecting your credit is a critical part of navigating these challenging times. As with any crisis, scams and hacking attempts are rife – with both individuals and companies being targeted.

So how can you protect yourself or your business from cyber security threats? And what are the red flags? Here’s some of our most frequently asked questions:

COVID + Credit: How to prioritise when money is tight

/ Credit File Finances Budgeting

While you should do your best to pay your bills on time every month,  that isn't always possible. If you find yourself in a tight spot, you may have to make hard financial decisions about where to channel your available resources. Thinking through which bills to prioritise can make a huge difference to your long-term financial recovery.

The decisions you make will be specific to your financial situation but use the following tips as a guideline.