Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

Your Rights Explained

/ Credit File

As a consumer living in New Zealand, you have rights under the Privacy Act 2020 in relation to the access, storage and use of your personal credit information. Learn more about your rights.

Six credit score myths - busted

/ Credit File

Is a credit score the same as a credit file? Does your credit score determine if you get approved for a loan? We bust the top six credit score myths!

COVID + Credit: Protecting yourself and your credit file

/ Credit File

Scams and hacking attempts are rife – with both individuals and companies being targeted. So, how can you protect yourself or your business from cyber security threats? And what are the red flags? Here’s some of our most frequently asked questions.

COVID + Credit: How to prioritise when money is tight

/ Credit File Finances Budgeting

While you should do your best to pay your bills on time every month, we understand that life can get in the way. Prioritising bills can make a huge difference to your long-term financial recovery. Here are our tips to prioritise when money is tight.