If you need to find out what is on your credit report quickly, or you want to protect your credit reputation and identity, My Credit Alert can help.
You’ll get your credit report PLUS your Equifax Score Rating within one business day via email so you see your credit history information and can confirm all the details are correct. Plus, you’ll receive credit alerts, notifying you every time certain changes happen to your credit report.
Features & benefits
See what banks and other credit providers see
Find out what is on your credit report before you apply for credit
Get your most complete credit report PLUS your Equifax Score Rating so you get a detailed picture of your credit history before you apply. No one wants to be denied credit. If you're applying for a loan, credit card, mobile phone or electricity contract it is likely that a credit check will be done. That's why it is important to understand what is on your credit report, so there are no surprises when you apply.
Protect your credit reputation
Be alerted if someone tries to apply for credit in your name
Identity theft is a growing threat. Don't wait until it is too late before you discover you're a victim. With credit alerts you'll receive an email when certain changes occur on your credit report. This could be a new credit enquiry where someone is using your name to apply for credit and run up debts in your name! You can then put a stop to it before you lose precious time and money. Protect your credit reputation and identity with My Credit Alert.
Improve your credit report
Help to investigate unwanted credit report errors
With your Equifax credit report you can check the information credit providers have shared with us about you is correct. If you notice any inaccuracies Equifax will investigate them for you. No need to spend potentially thousands of dollars with a credit repairer to try and remove a listing.
Get the most complete picture with your Equifax credit history
Equifax is a leading credit bureau in New Zealand. In fact, when you get your own personal credit report from Equifax, you can feel confident that you are receiving the most complete picture of your credit history. You’ll be able to view repayment history information (subject to a lender supplying it to Equifax), defaults, as well as public information such as judgments and bankruptcies.