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Why have I been declined credit?
March 2017There are number of reasons why a lender may decide to decline your credit application. When you first apply for credit, credit providers such as lenders, phone or utilities companies can check your credit history alongside the information you have provided as part of your application process.
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COVID + Credit: Protecting yourself and your credit file
May 2020Scams and hacking attempts are rife – with both individuals and companies being targeted. So, how can you protect yourself or your business from cyber security threats? And what are the red flags? Here’s some of our most frequently asked questions.
Article
Six credit score myths - busted
November 2021Is a credit score the same as a credit file? Does your credit score determine if you get approved for a loan? We bust the top six credit score myths!
Article
Your Rights Explained
August 2022As a consumer living in New Zealand, you have rights under the Privacy Act 2020 in relation to the access, storage and use of your personal credit information. Learn more about your rights.