What is on my credit file?
- Full name
- Last reported and previous addresses
- Date of birth
- Who has made credit inquiries about you and when
- Records of credit payment defaults (if any)
- Records of Credit Accounts, (e.g. credit cards, personal loans, utility accounts, mobile phone accounts and mortgages in your name), which show:
- Creditor Name
- Account Limit
- Account Status
- Opened/Closed Date
- Payment Frequency
- Your repayment history over the past 24 month period
Note: your credit file may not reflect all your credit accounts as not all creditors supply information to us.
- District and High Court judgments (if any)
- Insolvency information (if any)
- Records of any ID you have reported lost or stolen
- Collections Data (if any)
- Collection Agency defaults (if any)